Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Family Wealth Advisors, LLC
6900 East Camelback Road, Suite A39 • Scottsdale, AZ • 85251
Phone: (866) 590-7123 • Fax: (480) 969-0079
• john@fwealthadvisors.com

Securities, advisory  services and insurance products offered through Investment Centers of America, Inc. (ICA), member FINRA/SIPC  and a Registered Investment Advisor and affiliated insurance agencies. ICA, Unison Bank,  and Family Wealth Advisors, LLC are separate companies. W. Ryan Zenk, John Oxenhandler, Jeffrey J. Biro and Richard Wrensch are duly registered in the States of Arizona, California, Colorado, Illinios, Iowa,  Montana, New Mexico, Oregon, Utah and Wisconsin, USA. Please disregard the contents of this website if you are a resident of any other state, country or province. Thank you for your understanding in this matter. ICA does not provide tax or legal advice.  Securities and insurance products offered are: *Not Insured by FDIC or any Federal Government Agency *Not a deposit or other obligation of or guaranteed by any bank or their affiliates *Subject to risks including the possible loss of principal amount invested.


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